Terms and Conditions

Last update Jul 18, 2025

Contents

1. Welcome to Our Website

By accessing or using our website http://www.afinbank.com,  you agree to comply with and be bound by these terms and conditions, along with our Privacy Policy and Cookie Policy. If you do not agree to these terms, please refrain from using our website.

2. About Us

We are Afin Bank (“Afin”), our Company Registration number is 3090556 and our Registered Office address is Lower Ground Floor, 10 Chiswell Street, London, EC1Y 4UQ.  Afin are registered with the Information Commissioner’s Office (“ICO”) under number ZB796224.  For any inquiries, please contact us at info@afinbank.com

Afin Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.  Afin Bank is registered on the Financial Services Register under the firm reference number 1004742.

3. Use of the Website

  • This website is intended for residents in the UK.
  • The content on this website is for general information purposes only and should not be considered as professional advice.
  • You are responsible for ensuring that your use of the website complies with all applicable laws and regulations.

4. Prohibited Activities

You may only use our website for lawful purposes and in compliance with all applicable laws, including, without limitation, data protection and privacy laws, laws relating to copyright of content, and laws relating to unsolicited commercial electronic messages.

You must not:

  • Commit or encourage any criminal offense, including fraud.
  • Send via any forms provided on the website (or via any ‘web-chat’ facility) any material that is offensive, abusive, indecent, or in breach of confidence, copyright, privacy, or any other rights.
  • Hack into any aspect of the website.
  • Circumvent, or attempt to circumvent, any of the security safeguards of the website.
  • Permit any third party to do any of the above.
  • Misuse the website by knowingly introducing viruses, trojans, worms, logic bombs, or other material that is malicious or technologically harmful.
  • Make repetitive requests designed to interrupt, destroy, or limit the functionality of any computer software or hardware, or diminish the quality, interfere with the performance of, or impair the functionality of the website.
  • Attempt to gain unauthorized access to the website, the server on which the website is stored, or any server, computer, or database connected to the website.

We will report any such breach to the relevant law enforcement authorities and will cooperate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the website will cease immediately.

You also agree not to access, use, or post information via this website that is in any way:

  • Defamatory;
  • Obscene;
  • Abusive;
  • Indecent;
  • Menacing;
  • Infringes any intellectual property rights;
  • Breaches obligations of confidence or is otherwise illegal;
  • Unlawfully introduces a virus or other disruptive program; or
  • Breaches these terms and conditions.

5. We Are Not Responsible for Viruses

  • We do not guarantee that our website will be secure or free from bugs or viruses.
  • You are responsible for configuring your information technology, computer programs, and platform to access our website. You should use your own virus protection software.
  • You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs, or other material that is malicious or technologically harmful.
  • You must not attempt to gain unauthorized access to our website, the server on which our website is stored, or any server, computer, or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of-service attack.
  • By breaching this provision, you would commit a criminal offense under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and will cooperate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.

6. Intellectual Property

  • All content on this website, including text, images, logos, and designs, is owned by or licensed to us and is protected by copyright and other intellectual property laws.
  • You may use the content for personal, non-commercial purposes only. Any unauthorized use, reproduction, or distribution is prohibited.
  • Our website may contain links to third-party websites for your convenience. We do not endorse or take responsibility for the content or practices of these websites.
  • You may link to our homepage, provided it is done in a fair and legal manner and does not damage our reputation.

8. Limitation of Liability

  • We do not guarantee that the website will be error-free, uninterrupted, or free from harmful components.
  • To the extent permitted by law, we exclude all liability for any loss or damage arising from your use of the website.

9. Privacy and Cookies

  • Your use of this website is subject to our Privacy Policy and Cookie Policy, which explain how we collect, use, and protect your data.

10. Changes to the Website and Terms

  • We reserve the right to update or modify the website and these terms at any time without prior notice. Please review this page regularly to stay informed of any changes.

11. Governing Law

  • These terms are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of the courts in England and Wales.

12. Contact Us

For any questions or concerns regarding these terms, please contact us at info@afinbank.com