Eligibility for 95% LTV 5-Year Fixed no product fee

Contents

• 1. Offer period
• 2. Eligibility
• 3. What the offer includes
• 4. What is not included
• 5. Product parameters
• 6. General conditions
• 7. Important information

No product fee on 95% LTV 5-year Fixed rate Mortgages – Eligibility

1. Offer period

This offer is available on fully completed purchase applications submitted between 4 May 2026 and 31 May 2026 (inclusive), unless withdrawn earlier.

2. Eligibility

• Available to new and existing customers applying for an Afin Bank 95% LTV purchase mortgage (5-year fixed rate only).
• Applies to residential purchase applications only (remortgage and other product types are excluded).
• Fully completed applications must be submitted within the offer period.
• The mortgage must complete for the offer to apply.
• All applications are subject to Afin Bank’s lending criteria, status, and affordability checks.

3. What the offer includes

• No product fee will be charged on eligible 95% LTV 5-year fixed purchase mortgages.
• This represents a saving of £1,495, which would ordinarily apply to this product.

4. What is not included

This offer applies to the product fee only and does not include any other costs associated with purchasing a property, such as:

• Legal fees
• Valuation fees
• Stamp Duty (if applicable)
• Broker fees (if applicable)
• Any other purchase-related costs

Customers will remain responsible for all such costs.

5. Product parameters

• Available on 95% LTV purchase mortgages only
• 5-year fixed rate only
• Maximum loan amount up to £500,000
• Purchase applications only
• Available on our prime and professional range.

6. General conditions

• This offer is not transferable, and no cash alternative is available.
• The offer cannot be combined with any other fee or incentive offers unless stated otherwise.
• Afin Bank reserves the right to withdraw or amend this offer at any time. Any fully completed application submitted before withdrawal will still be honoured.

7. Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.
Subject to Terms and Conditions, criteria apply.